These are the Steps, In Order: Not Necessarily NEW CONSTRUCTION: Before House-hunting: Find a Great Realtor (CHECK!) Get Pre-Approved with a local Lender (Pre-Approval is where the lender takes a more in-depth look in your credit and finances; usually they require 2 Years Tax Returns, 2 Months worth of Bank Statements, and 2 Weeks Pay Stubs) ASK YOUR LENDER FOR A GOOD Continue Reading