These are the Steps, In Order: Not Necessarily NEW CONSTRUCTION: Before House-hunting: Find a Great Realtor (CHECK!) Get Pre-Approved with a local Lender (Pre-Approval is where the lender takes a more in-depth look in your credit and finances; usually they require 2 Years Tax Returns, 2 Months worth of Bank Statements, and 2 Weeks Pay Stubs) ASK YOUR LENDER FOR A GOOD Continue Reading
What to do before you buy a house
Are you thinking about buying a house? Consider these tips for getting ready to buy: Save for a down payment. The minimum down payment for an FHA loan is 3.5% of the property’s purchase price. This might be a pretty good chunk of money for many homebuyers, but don’t worry! If you’re not quite there, you can work on the rest of these steps while you save. Review your credit history. Continue Reading